FAQs About Holistic Community Therapy

About Our Services

What does Holistic Community Therapy (HCT) do?

We provide occupational therapy services focused on mental health, brain injury recovery, and cognitive wellness. Our goal is to help you regain independence, manage symptoms, and improve your quality of life.
We specialize in:
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Getting Started

Getting started is simple! Here’s what you need:
We accept private pay clients via credit/debit card or HSA/FSA accounts.
We’re happy to accept insurance, though insurance requires several steps before, during, and after care. Here’s what you need to do:
We accept:
If you’d like to skip the extra steps insurance requires, private pay offers a more flexible and streamlined experience.
You can find our PDF referral form here:
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Yes and no.

We provide skilled occupational therapy from trained and licensed professionals. A large component of OT is based on improving an individual’s skills, but this comes after an in-depth evaluation of needs.

We observe and analyze a clients’ capacity after seeing them do an activity rather than asking them to verbally describe how they think they will do it. Most often individuals can have needs that are different than they or others around them first thought. We specialize in seeing the unseen.

No. We offer outpatient therapy services.

Intensive outpatient (IOP) is a short-term program where individuals receive treatment from multiple mental health professionals. Typically IOP programs provide up to 20 hours of services per week for 2-6 weeks. This is a level of care between outpatient and inpatient services. The individual will usually stay at home and attend the program during the day.

No. We only provide services to adults over 18 years old.

Appointments & Availability

Yes! We’re currently scheduling new clients.
Once we receive your request, we’ll reach out to schedule your first appointment.
Yes!
Sessions typically last 45-55 minutes, depending on your specific treatment plan and needs.
We understand that unexpected things come up. If you need to cancel, we ask that you provide at least 24 hours’ notice whenever possible.
Consistently attending your appointments is an important part of the therapeutic process, and we’re here to support you in planning ahead whenever possible. If scheduling is a challenge, please work with your clinician to find strategies that help you stay on track. We also want to ensure that we can provide care to as many people as possible, so keeping your scheduled appointments allows us to do that.

Insurance & Pricing

Payment is expected at the time of service. We hold a card on file to cover your payment for service. If your insurance becomes inactive during services, you will be expected to pay the full fee for your session(s).
We accept private pay clients via credit/debit card or HSA/FSA accounts.
Yes! Our out of pocket rate is already deeply discounted. We offer the following discounts:

No.

Mental wellness services are typically not covered by insurance, as insurance companies often categorize occupational therapy as solely a physical rehabilitation service. This outdated view doesn’t reflect our true scope of practice, which addresses both physical and mental health challenges through a holistic, functional approach.
Insurance coverage generally requires treating a specific diagnosis rather than focusing on prevention and health promotion. At Holistic Community Therapy, we emphasize whole-person care and practical strategies that address both mental and physical needs, not just isolated symptoms. Our Mental Wellness services are designed to promote long-term well-being, which doesn’t fit neatly into the insurance model focused on disease treatment.

Additionally, most insurance plans view OT as a short-term intervention, suitable for physical rehabilitation but not for mental health support or ongoing wellness. To truly engage in meaningful change and work on implementing recommendations over time, paying out of pocket may be necessary. This allows us to spend the time needed to support your long-term success, rather than being limited by insurance restrictions.

Insurance also doesn’t cover everything, even when billed for an approved diagnosis. We do our best to advocate for coverage, but sometimes insurance companies scrutinize our work through audits, attempting to reclaim payments if they feel their requirements aren’t fully met. This puts an immense burden on small practices like ours, as one failed audit could jeopardize our ability to continue offering services.

By choosing to pay out of pocket, you help sustain our mission to provide holistic, client-centered care that addresses your needs as a whole person—not just a set of symptoms. It also allows us to focus on building long-term strategies for your well-being rather than rushing through short-term fixes.

No.

We do not provide superbills or bill insurance companies we are not contracted with. Unfortunately, insurance policies are often convoluted and place a heavy burden on both clients and providers to navigate coverage details.

Even when providing out-of-network services, insurance companies require providers to strictly follow their policies. If they determine that any aspect of care doesn’t meet their criteria—even after services have been provided—they may demand repayment from the provider. As a small practice, we cannot take on that financial risk.

If you have a secondary insurance that we accept, we will work directly with your insurance companies to attempt to get services covered.

We understand that unexpected things come up. If you need to cancel, we ask that you provide at least 24 hours’ notice whenever possible.
Consistently attending your appointments is an important part of the therapeutic process, and we’re here to support you in planning ahead whenever possible. If scheduling is a challenge, please work with your clinician to find strategies that help you stay on track. We also want to ensure that we can provide care to as many people as possible, so keeping your scheduled appointments allows us to do that.

If using insurance:

Generally, yes! Mobile therapy is billed the same way as an outpatient clinic visit. In some cases, insurance may reimburse at a higher rate for services provided in the client’s home. Regardless, our total session fee covers the cost of delivering care wherever you are.

If paying out of pocket:

There is an additional $25 travel fee for in-person sessions. This fee helps cover the cost of bringing therapy to you, offering convenient and accessible care.

This law protects you from unexpected medical bills over $400 beyond what you expected. If this happens, you have the right to dispute the charge. Learn more: CMS No Surprises Act

Records Request and Release of Information (ROI)

You will need to provide a written request to the office for us to release your records, either to you or a 3rd party.

If you are currently working with a clinician, you can ask them to help you with this process. If you are not, then reach out to our office and we will send you the form needed to complete this process.

You will need to have the following information available to complete your request:

In accordance with Oregon State Law ORS 192.563, we reserve the right to charge for records under the current stature.

Records for continuing medical or behavioral health care will be free of charge as long as there is written statement attesting to such. Any records requested for the first time by a client under 500 pages will have all fees waived.

If for some reason there is financial inability to pay for records; please contact us at info@hctpdx.com and it will be assessed on a case by case basis.

A bonus charge of $50.00 if the request for records is processed and the records are mailed by first class mail to the requester within seven business days after the date of the request.

Please note there is a $30 clerical fee for record requests over 500 pages and/or if there are special recommendations as to how the records are organized and processed.

Invoices must be paid prior to records processing. You may contact our office to get an invoice sent to you.

Mobile Therapy vs. Home Health

We only provide mobile outpatient therapy. We do not provide home health services. You will need to coordinate home health through another provider.
Mobile Outpatient Therapy Home Health
For non-homebound clients For homebound clients
Covered under Medicare Part B Covered under Medicare Part A
You choose where therapy takes place (home, workplace, community) Therapy is only provided at home
No doctor certification needed Requires physician certification
Sessions typically happen once every 2 weeks or once a week and only provided by OT Sessions happen multiple times a week by different providers (PT, OT, speech therapy, nursing, bath aide, etc.)

No. Your session begins when the therapist arrives at your location. Travel time is not billed to you.

Absolutely! Many clients experience long-term improvements in:

Service Areas

We provide in-person services throughout the Portland metro and virtual sessions to clients within the state of Oregon.

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